ATM skimming & PIN Capturing
Overview
ATM Skimming and Personal Identification Number ("PIN") Capturing is a world-wide problem
Skimming is a method used by criminals to capture data from the magnetic strip on the back of an ATM card.
The devices used are smaller than a deck of cards and are fastened in close proximity to, or over the top of, the ATM’s factory-installed card reader.
Pin Capturing refers to a method of strategically attaching cameras and various other imaging devices to ATMs in order to fraudulently capture the ATM user’s PIN.
Once captured, the electronic data is encoded onto fraudulent cards and the captured PINs are used to withdraw money from customers’ account
Key Facts
Skimming devices are normally installed to ATM during periods of low traffic (early or late in the day).
Skimming devices are installed for less than 24hours
For the skim to be successful both a card skimmer and camera needs to be fitted to the ATM as PIN numbers are NOT recorded on the cards themselves.
Scammers are likely to stay in close proximity so they can observe progress
Where to spot Card Skimming or PIN Capturing devices on an ATM.
Spot the difference
Top Photo shows ATM pre-scam. The flashing LED entry indicator is easily seen.
Your first clue that the ATM may be tampered with is that most skimming devices will obscure the flashing entry indicator.
In the second image you can see that a skimming devices has been placed over the card reader slot.
Example of skimming device
An example of a skimming device being piggy-backed onto the card reader.
Example of PIN Capturing Device
Example of what an ATM keyboard skimmer plate can look like
PIN Capturing device installed on inner sider of fascia plate
Awareness Guide
ATM Card Skimming and PIN Capturing Customer Awareness Guide
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http://www.theage.com.au/ed_docs/skimmer.pdf
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